Full claim preparation
We build the complete file, from the wording through to a supported figure.
Variables we analyse
Policy · schedules · document index · support throughout the adjustment
Expertise
What we do.
Eight technical capabilities. Each derives from the contract, not from a standard formula.
Business Interruption
We apply the contractual formula to how the business actually operates.
Variables we analyse
Turnover · gross profit · trend · indemnity period · savings
Forensic Accounting & Economic Damages
We reconcile accounts, operations and evidence until every figure has a source.
Variables we analyse
Financial statements · reconciliations · traceability · damages quantification
Property / Inventories
We separate what was damaged, what can be reinstated and what the policy recognises.
Variables we analyse
Assets · stock · work in progress · reinstatement · depreciation
Increased Cost of Working
We distinguish reasonable mitigation spend from expenditure that is not recoverable.
Variables we analyse
Causal link · timing · limits · evidence · savings achieved
Independent Review / Second Opinion
We review calculations and bases once a position is already on the table.
Variables we analyse
Bases · deductibles · economic exclusions · differences · omissions
Technical Support for Disputes
We provide the economic foundation a legal strategy needs to hold.
Variables we analyse
Working papers · models · schedules · technical and financial file
Multidisciplinary coordination
We bring in external specialists without losing control of the file.
Variables we analyse
Architecture · engineering · valuation · experts · coverage counsel
Entry points
When can we come in?
Scope changes with the stage of the claim; what does not change is that every head of loss must be supported.
- 01
Initial review
Classify the matter and establish whether a real technical opportunity exists.
- 02
Full preparation
Build the complete file from the outset of the adjustment.
- 03
Second opinion
Review calculations and bases once an offer exists.
- 04
Advanced claim
Step in mid-claim, without redoing what has been submitted.
- 05
Dispute
Provide the economic foundation if the matter escalates to dispute.
The TSG Claims Method
One method. Six steps.
Every conclusion must be capable of being explained, traced, reviewed and, where appropriate, defended.
- 01
Policy
What the policy allows
- 02
Loss
What actually happened
- 03
Evidence
What must be established
- 04
Loss quantification
What the loss amounts to
- 05
Reconciliation
What differences exist
- 06
Review-ready claim file
An integrated file for review, negotiation and any subsequent dispute
Open claim, or an offer that doesn't add up?
An initial confidential conversation establishes whether a genuine technical opportunity exists before any fees are committed.